What is a cash withdrawal

Withdraw ING money - all 3 options at a glance

ING is a direct bank that only has a few ATMs of its own. This is why many consumers ask themselves: Where can I withdraw money with an ING current account? We will explain this to you in our guide. We will introduce you to the various ways in which you can conveniently withdraw cash from your current account at ING, free of charge.

  Content:

1. Withdraw ING money from ATMs
2. Withdraw ING cash in retail stores
3. Withdraw ING money abroad
4. Alternative for free cash withdrawals

1. Withdraw ING money from ATMs

The ING offers you a permanently free current account. When you open an account, you will also receive a free giro card and a permanently fee-free Visa card. Since you as an ING customer receive two free cards, you have numerous options for withdrawing cash from your current account. About the ING account application form you can now open a free current account easily and conveniently and benefit from numerous advantages.

Tip: The prerequisite for ING's permanently free current account is a monthly salary of at least EUR 700. The account is also free of charge as long as you are under 28 years of age. Otherwise there are monthly fees of 4.90 EUR. You still pay significantly less than for comparable services from the competition.

ING withdraw money free of charge with the giro card

There are many ways to withdraw money as an ING customer. The simplest variant is a classic cash withdrawal from an ATM. As the holder of an ING current account, you can use your current card to withdraw cash free of charge from any of the 1,200 ING ATMs throughout Germany. With the ATM search you can easily and conveniently check where the nearest ATM is in your area.

Please note that at least EUR 50 must be withdrawn per transaction in order for the withdrawal to be free of charge. This rule does not apply if you no longer have a balance of EUR 50 on your current account, as you can then withdraw smaller amounts free of charge.

ING withdraw cash free of charge with the Visa credit card

With the free ING Visa card, you can also withdraw cash at over 58,000 ATMs in Germany and throughout the euro area without incurring any fees. You can use any ATM that has a Visa symbol on it. This corresponds to over 97% of all ATMs in the euro area.

ATM with Visa symbol

The advantage for you as a customer is obvious. You can withdraw free of charge from all Visa ATMs. Thus, almost every ATM is the right one for you and you can dispose of cash free of charge at most banks such as Sparkasse, Volksbank and many more. This saves you a lot of time and is also very convenient. Another advantage: You can freely choose the PIN number for your Visa card and determine it yourself so that you can remember it better.

ING withdraw money limit at the machine

As an ING customer, you can withdraw up to EUR 1,000 per day and a maximum of EUR 4,000 per week at any ATM with both your giro card and your Visa card.

At ING's in-house ATMs, you can even withdraw up to EUR 5,000 per day and up to EUR 10,000 per week, should you ever need more money. In addition, you can easily increase the limit for your cards in your online banking by selecting the "Service" item in the menu.

2. Withdraw ING cash in retail stores

In order to withdraw money from your current account at ING, you also have the option of having a free cash payment made directly at the cash register after your purchase in numerous shops. With a purchase value of 5 EUR or more, you can withdraw up to 200 EUR per purchase. The amount paid out will then be debited directly to your account. This service is also completely free of charge and there are no limits to how often you can use this service. Free cash withdrawals are possible in these shops, among others:

  • dm
  • net
  • Aldi south
  • REWE
  • penny
  • toom hardware store

To take advantage of this service, simply pay for your purchase with the ING giro card and then tell the cashier what additional amount you want to withdraw from your account.

  ING current account

  Free account management from 700 EUR monthly salary  Free giro card and Visa card  Withdraw cash free of charge in the entire euro area  Simple account management  Excellent online banking  Multiple award-winning test winner


to the ING current account

3. Withdraw ING money abroad

With an ING current account, you are also very flexible when it comes to cash withdrawals abroad. If you travel a lot abroad, ING is an excellent bank for you.

ING withdraw money in the euro area

As long as you are in the euro area, you have the option of withdrawing cash absolutely free of charge at all ATMs with a Visa symbol. Since this affects over 97% of all ATMs, you should find a suitable machine easily and conveniently. If you are abroad, please use your Visa card if possible to avoid costs. You can also withdraw cash with your giro card abroad, but there are fees of at least 5 EUR per withdrawal.

Withdraw ING money outside of Europe

If your trip goes beyond the EU, you can also count on the ING visa card. Although there are fees of 1.99% of the turnover for all withdrawals in a foreign currency, these fees are still relatively low compared to competitors.

In summary, as an ING account holder, you are very flexible when it comes to cash withdrawals abroad. In the euro area, you don't have to worry because you can withdraw cash almost anywhere, completely free of charge. In non-European countries, it makes sense to take enough cash with you and change it on site. This saves you the fees for withdrawing money.

All options for withdrawing money at a glance

For a better overview, you will find all the options where you can withdraw cash with the ING cards in the table below.

Opportunities to take off

  • Withdraw money free of charge at over 1,200 ING ATMs in Germany

  • Withdraw money free of charge in numerous shops (for example at dm, Netto, ALDI Süd, REWE, Penny, toom Baumarkt)

  • Withdraw free of charge at all ATMs with the Visa symbol in Germany and in the euro area

  • Fee of 1.99% of the turnover for withdrawals in a foreign currency

4. Alternative for free cash withdrawals

As you have seen, there are numerous ways of withdrawing money from an ING current account. However, an even better alternative is with a permanent free checking account of the DKB. The great advantage of the DKB is, on the one hand, that you do not have to meet any requirements such as a minimum amount of money. The account is free with no ifs or buts.

In addition, as the account holder of a DKB current account, you will also receive a permanently fee-free current card and a permanently fee-free Visa card. With the Visa card you can withdraw cash completely free of charge in any currency at all ATMs around the world. This means you are even more flexible than at ING and you can even save money in the form of fees on long-distance trips. In addition, you can use your Visa card to pay and settle bills worldwide completely free of charge.

With an overdraft interest of just 6.74%, you also have the option of bridging short-term financial bottlenecks inexpensively, should it be necessary. In addition, the DKB has multiple award-winning online banking, with which you can manage your banking transactions conveniently and securely from home.

  DKB checking account

  Permanently free current account  Withdraw cash worldwide free of charge  Free credit card  Pay worldwide free of charge  Excellent online banking  Multiple award-winning test winner


to the current account of the DKB